Featured in Kiplinger’s Personal Finance, Financial Times, Hartford Business Journal and more, Retirement Visions Owner and Founder Jay Gershman has become one of Central Connecticut’s most sought after financial planners quite simply because he cares more than anyone else.
As former President of the Financial Planning Association of Hartford and Connecticut, Jay is a veteran of the financial planning industry and uses his philosophy and practice of life planning to better understand his client’s motivations and concerns. Through these relationships, he can work more personally with people to ensure they can achieve their personal financial goals and get them to a place that they never thought possible. Over the course of his career, Jay has spoken to thousands of 401(k) participants to help them get “all set” to retire.
In addition to retirement and life planning for individuals and families, Jay also specializes in advice and implementation of retirement and profit sharing plans for business owners. His passion for working with people and helping them to reach their goals is evident in his unbiased and highly personalized approach to financial planning. From buying and selling a home to developing a strategy for paying college tuition, Jay incorporates real life into his client’s long-term financial goals and helps to take the worry out of their futures.
Jay graduated Cum Laude with Bachelor of Science degrees in Biology and Finance and holds a Masters Degree in Business Administration from the University of Connecticut. He began his career in 1991 as a financial consultant with Guardian Life Insurance Company, and in 1996 he founded Farmington, Connecticut-based advisory firm Sound Advisors, Inc, which merged with AdviceOne LLC in 2000. In 2007, Jay started Retirement Visions, LLC with the goal to offer clients independent advice and direction in order to make their retirement dreams a reality.
Married to wife Nancy for 27 years, Jay has two daughters in college and loves to work outdoors specifically in stonework and landscape design. He also enjoys putting his handy work to good use and has rebuilt homes in New Orleans, Baltimore, Denver and several in Hartford through his Visions for Friends organization. When you meet, don’t forget to ask him about his trip to Panama with the USA Baseball Team!
With 15 years of experience in financial planning, Jason Hand has the innate ability to help his clients build a retirement plan that gets them excited about their investment strategy. With a keen interest in helping people from their 30’s right up through retirement, Jason pays close attention to exactly what his clients want to achieve and makes communication a priority to ensure progress is being tracked every step of the way.
As a regular contributor to employee education programs across the state, Jason gets to see people in various stages of life who are both excited and intimidated by the financial planning process. It is this hands-on experience that allows him to connect with his clients in a way that many of his peers struggle to do, which is exactly why his portfolio management skills are sought out in the Central Connecticut region.
Jason graduated from Springfield College with a degree in business management and a minor in economics concentrated in finance. His exposure to financial planning began at UBS in 2002 where he learned about asset allocation and due diligence. In 2006, he joined MetLife as a Financial Advisor and soon worked his way up to Portfolio Manager, working closely with top managers and developing his skill set as an investment specialist. In 2013, Jason joined Retirement Visions for the opportunity to offer clients independent financial advice and use his expertise to help people build strategies that take their unique needs into account. As a portfolio manager, his career goal is to get people excited about financial planning and the possibility of their futures in retirement.
Jason currently resides in Haddam, Connecticut with his wife Elisa and their two children. In his free time, Jason enjoys skiing in the winter, boating in the summer, and working on classic cars every chance he gets. He’s also a pie eating champion, can you guess which flavor?
As a Financial Advisor at Retirement Visions, David Sutkaitis believes that a disciplined approach to wealth management is what allows people to live their dreams both now and in the future. From working with people to buy their perfect retirement home to helping them provide education for their children, Dave looks at every opportunity to make someone’s life better as a great privilege. For Dave, helping clients achieve their financial dreams is all about creating a plan of accountability and working together to make what seems impossible a reality.
One of Dave’s favorite parts about being a Financial Advisor is watching people face their fear of the unknown and finally take that first step towards controlling their own destiny. From this starting point, Dave can utilize his well-honed skills as an Accredited Investment Fiduciary to put his client’s wealth to work. From his lifelong career in service industries, Dave draws from previous business management experiences to help his clients plan through creative concepts and techniques that are unique to each individual. For Dave, the key to success is listening and ensuring that every conversation and strategy is delivering towards his client’s goals.
Prior to Retirement Visions, Dave had an independent practice for five years and also served as president of the National Association of Insurance and Financial Advisors Hartford chapter. He began his planning career in 2002 with New England Financial and before that, he held management positions with Loomis Fargo and Aero All Gas.
Dave has been married for 23 years to his high school sweetheart and loves nothing more than spending time with his wife, 16-year-old daughter and twin 12-year-old boys. He is a massive downhill mountain biking enthusiast and you can catch him on Thunder Mountain during the warm months and on his skis during the winter. Don’t forget to ask him for a glimpse of his broadcasting talents when you visit the office!
Charles White brings over 50 years of financial planning and investment management experience to Retirement Visions.
Before joining the Retirement Visions team, Charles worked for several different financial firms. His employment experience includes working at Merrill Lynch, Morgan Stanley and most recently, with a boutique financial planning and investment management firm in Farmington, Connecticut where he was responsible for the development and management of client portfolios. Charles earned his Bachelor’s degree in Economics and a Master’s degree in Finance from St. John’s University in New York.
Charles resides in Litchfield with his wife Barbara. They have two sons, both who are married, and they are proud grandparents of four grandchildren.
When Charles is not working, he loves to travel, particularly in New England as well as other points north including Canada. Most recently, he has visited Alaska and is looking forward to returning there soon.
Matt Kochen is a Retirement Plan Advisor that is eager to help individual clients and business owners maximize their financial impact and reach their financial goals. His focus is to manage the 401k plans Retirement Visions oversees and consistently increase the level of service these participants receive. Matt is also a huge contributor to our investment committee; he is at the forefront of all the latest investment news and information.
Before joining Retirement Visions, Matt spent 5 years as an Internal Advisor Consultant at New York Life Investments, a fortune 100 investment management company. Matt was responsible for advising financial advisors across the country on investment strategies, Mutual Fund and ETF products, and business building practices. Matt has held various leadership positions throughout his career such as sales strategy, product development, and new hire training. During his time with New York Life Investments, he acquired his FINRA series 7, 63, and 65 licenses.
While Matt is not in the office, he enjoys spending his time in New York City with his wife, Amanda. Matt likes a healthy balance of city living and the great outdoors. You can catch him on the trails or jet setting off to his next vacation location. Matt also spends a lot of his time at live music events with his band, Coach Z. Next time you see him, ask about his next gig!
Courtney Crandall sees every client interaction as an opportunity to create an experience that they will truly remember. From questions to requests, her focus is on the happiness and satisfaction of everyone she comes into contact with.
Courtney prides herself on her attention to detail and unique problem-solving abilities and is driven by exceeding people’s expectations in every way possible. She prioritizes listening and understanding her clients wants and needs, and believes each and every client should be treated like family. Courtney sets a high bar to deliver top quality service to the people who rely on her.
Courtney attended Central Connecticut State University with a concentration in education. During her school years, she enjoyed several student-teaching opportunities, covering psychology, U.S. government, and economics. After graduation, Courtney entered the wealth management field, handling client accounts at a Glastonbury-based firm before joining Retirement Visions.
When not at work, Courtney enjoys spending time with her husband and one-year-old daughter Elyse at their home in Windsor Locks. She loves experimental baking, visiting parks, zoos and museums with her daughter, and enjoys downtime with a good documentary. Ask Courtney about her days as the lead singer of a band called SunDown - she might just sing the cover of your choice!
The uniqueness of each client and their individual goals is what Jen Tripoli loves about her job more than anything. As a problem solving specialist who loves the challenge of finding the right solutions for people, Jen provides a detailed approach to account services that makes her clients feel right at home.
Jen is passionate about exceeding people’s expectations and she strives to make each client feel like they are number one. Following the firm’s life planning approach to financial planning, Jen takes time to get to know her clients and their personal goals and interests. She believes this dynamic is what truly sets Retirement Visions apart and what makes the firm so valuable to people who are considering retirement planning in the West Hartford area.
Jen has more than 15 years of experience in financial services and has been working with Retirement Visions since its inception. She has been in her role as Account Services Manager since 2012 and acts as a liaison between clients and their financial advisor. Jen is the go-to for all operational details of client accounts and makes sure the office runs with the utmost efficiency on a day-to-day basis.
Jen loves cooking, baking, hiking, and spending time with family and friends, especially her husband Mark, daughter Norah, and their cat. She has a quiet dream to raise a herd of a different kind - ask and she just might let you in on the secret!
Caitlin joins the Retirement Visions team from a wealth management firm in Glastonbury where she was in charge of accounts in the trading and accounting departments. However, as a wearer of many hats, Caitlin also enjoyed working in operations and seeing the client relationship through from end-to-end.
Caitlin takes great pride in her career in the retirement planning industry and enjoys utilizing every opportunity to learn and expand her knowledge to be able to best serve her clients. Many people enjoy working with her for her precise attention to detail and her “above and beyond” approach to executing the personal needs of each and every client.
On a personal level, Caitlin lives in Somers, CT with her husband, Johnathan, and their three cats and two dogs. She loves spending time with her family, and when she is not at home or work, she can usually be found volunteering at her local animal shelter or exploring somewhere new and preferably warm! When you meet her, be sure to ask about her recent visit to a very famous theme park and her future travel plans!
Danielle joins the Retirement Visions team with diverse experience gathered through multiple industries and capacities. She received her Bachelor`s Degree from the University of Saint Joseph’s in West Hartford, Connecticut. Danielle is highly energetic and is passionate about making connections with clients and their families.
Most recently, Danielle worked as a Preschool Director and loved that she was able to make and maintain meaningful relationships with the families and children. As the world has changed, she has decided to change direction as well and moved her attention to the world of Retirement and Finance.
Danielle and her husband have a six-year-old daughter and live in the Farmington Valley area. In 2018, they opened their own family automotive shop and have successfully made it through some of the most difficult years of being a small business owner. When they are not busy with the shop, Danielle and her family enjoy spending their weekends at the shore boating and fishing in Long Island Sound.
Nicole is an experienced administrative assistant with many years working in all types of work environments. Most recently, she worked alongside an established financial advising company in Farmington. Nicole is a hard worker and truly enjoys helping clients while putting a smile on their faces. Nicole’s positive attitude and witty approach to life is something she strives for. “Life would be tragic if it weren’t funny” – Stephen Hawking
Nicole is a lifelong resident of CT, born and raised in Bolton. She currently resides in Litchfield County with her husband and 2 daughters. In her spare time, she loves being outside, either to dig in her native garden, take a hike with her dog, attend a live show or just cuddling up to a good book on her deck. Nicole is an avid baker, coffee connoisseur and loves any excuse to entertain.